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Fair Collections and Outsourcing (FCO) stopping you?

Florida consumers may be contacted by Fair Collections and Outsourcing (FCO) for a broken a lease from an apartment complex, alleged damages, or cleaning fees, or the apartment management said that they owe money for whatever reason. The charges may be unlawful, unfair, and may BREAK THE LAW.

YOU HAVE RIGHTS when in apartment debt collection. We can ensure your rights are protected and go after those that violate them

How can we help you?

The advantages of hiring our Law Firm are:

  • Professional, Knowledgeable Attorneys and Legal Staff
  • Experience with apartment collection debts
  • Transparent Process
  • We do the work for you
  • Affordable, Flat Fee structure

Fair Collections and Outsourcing (FCO) Contact

Address

12304 Baltimore Ave.,  Suite #E
Beltsville, MD 20705

Phone: (877) 324-7265

Web: www.fco.com

Can I remove an apartment debt collection from my credit report?

Dispute with Fair Collections and Outsourcing (FCO) You can dispute the account directly with the credit bureaus (Experian, Equifax, or TransUnion) or directly with Fair Collections and Outsourcing (FCO). We believe that disputing directly with Fair Collections and Outsourcing (FCO) may yield the best results when you know exactly the correct dispute process. Florida residents are owed documentation to validate the apartment debt collection. Even if they provide the documents, they must be compliant with Federal and Florida State law. Your rights give you the opportunity to possibly find violations of law. Violations of law can possibly be used to offset the amount owed or entice the debt collector to remove the account from the credit report.

 

Settle with Fair Collections and Outsourcing (FCO) You can decide to settle with the apartment debt collector. One debt settlement strategy is to create a Hardship letter detailing why you can not pay the full amount due. So many consumers do not go through this extra step and it will make you stand out. Our law firm writes a professional hardship letter with many debt negotiations. Ask for removal of the account from the credit report as part of the settlement. This is often called a Pay for Delete agreement. Remember, the deal is no good unless it is writing from Fair Collections and Outsourcing (FCO).

 

Reasons for a Great Hardship Letter

  • Medical Issues

  • Job Loss

  • Recent loss of vehicle or home

  • Taking care of relatives

Consider including in your hardship letter a basic household budget. It is OK to show that you have a little money left over at the end of the month. You just want to demonstrate you are not wasting your money and their reduction is not charity. It is necessary for you to resolve the apartment debt.