We will help clients settle their debt, ideally for a deletion or removal from the credit report. Often because of our relationships with creditors we are able to achieve results others can not.  Clients are  hiring us for speed, efficiency, and results.

What we do:

• We set the appropriate expectation with the client letting them know anticipated settlement amount and our cost.
• We dispute with the creditor or debt collector directly
• We review all documentation that comes back from the creditors and send to the client via email.
• We expect some of the creditors to delete with no further action needed.
• For accounts remaining, we negotiate the best deal to be had given time frame and circumstances
• We follow-up with client to make sure payment is received.
• Obtain paid letters and deletion letters to give to client and you.
• Mortgage professionals can send to rapid rescore the documents we receive.

We will help a client with their judgment. They can either settle or try to Vacate the Judgment. Some  states may allow for more options.

What we do:

• We set the appropriate expectation with the client.
• We contact the Plaintiff’s attorney or settlement company.
• We negotiate the best deal to be had given time frame / circumstances OR we fight the lawsuit in court.
• We write a professional hardship package on the clients behalf that often gets better results.
• If the client settles ,we follow-up with client to make payment to creditor’s law firm.
• Obtain paid letters, release of judgments, or  deletion letters to give to client.
• Because we know the law firms and company and have done this thousands of times before, we often can do it faster.